How Much Does It Cost To Furnish Your House, Really?

There are lots of reasons why most of us don’t live in houses fit to be featured in Home Beautiful. Maybe you’re still deciding on which interior style to go for; maybe you have kids and you’re waiting till they’re out of the ‘wreck it all’ phase before you finally let yourself have those mystical ‘nice things’; or maybe you just haven’t had the time to really put your stamp on a home yet.  More often than not though, the way you decorate your home comes down to cold hard moolah.

As interior designers, budget is a questions we get asked about frequently.

Many of our potential clients are as keen as the proverbial mustard to have their home professionally furnished and decorated, but are unsure about how much the whole process can actually cost.

So, even though money conversations are always a bit awkward, we think it’s important to be transparent about how much it really costs to give your interior a makeover, whether you do it yourself, or with our help.

Ok, let’s do it. Let’s talk MONEY.

How much should I budget to furnish a three bedroom home?

Good question!

And the answer is tricky.

Obviously, it depends on how much you need to purchase in order to make the impact you’re dreaming of.

Do you need to buy everything?

Or do you have some pieces already that you can incorporate into the new look? Are you furnishing one room, or several? Is your house enormous, or compact?

We spoke to the design team at FURNISHD. and they came back with the following investment averages based on three different kinds of home.

Hint: these figures are all based on starting from scratch for a home that has not one single stick of furniture in it.


House type 1

Three- bedroom, one living room, property valued at less than $1 million.

Average investment to have the whole house FURNISHD. – $35,000


House type 2

Three- bedroom, two living rooms, property valued at $1.5 – 2 million.

Average investment to have the whole house FURNISHD. – $55,000


House type 3

Three- bedroom, two living rooms, property valued at $3 million or more.

Average investment to have the whole house FURNISHD. – $250,000


As you can see, the investment required to furnish your home varies broadly, and even if you’re out to furnish your home on a budget, you’ll still need to allow around $20,000.

But what if I only want to furnish one room?

Lots of our clients start off by overhauling just one room in their home, and this can be a more accessible way of beginning the home makeover process.

Below are the ranges that we typically work within for different rooms to give you an idea of what you might need to budget:

  • Master bedroom: $2,500 – $33,000+
  • Guest bedrooms (each): $2,000 – $28,000+
  • Home office: $2,500 – $10,000+ (no upper limit stated)
  • Formal living room: $7,600 – $93,000+
  • Dining room: $3500 – $17,000+
  • Outdoor living space: $3,000 – $25,000+
Things to consider:

When you work with FURNISHD., you’re buying it all at once

Normally when you purchase furniture and décor independently, you do so a piece at a time.

‘Ooh, that armchair is nice,’ you think – and suddenly it’s in your living room and your bank account is a couple of grand lighter.

Then maybe a few weeks later you find a rug that would go perfectly with it, and you treat yourself to it. In the meantime, you buy new cushions for the couch, a gorgeous floor lamp for that dingy corner, and a mirror for the wall.

Then, once all the new stuff is in, you realise that actually, your couch has seen much better days and you start to save for a new one.

Oh, and maybe a new entertainment unit too because the old one doesn’t go with that coffee table you saw last week when you were out and now just have to have.

You see? Even just to dress a living room with the basics items (we haven’t even started thinking about wall art or window treatments etc), it really adds up.

A living room like the one we described can very easily set you back more than $10,000, but when it’s done over the course of a year or so, it doesn’t seem like such a sting.

When you work with a designer, who will ensure that your living room becomes the haven you’ve been dreaming of, you’ll be purchasing it all at once, which can make it seem like a heftier outlay – when it’s really the same cost you would’ve spent anyway!

Not to mention, if you work with FURNISHD. we can hook you up with some amazing discounts to bring costs down more than if you were working with a traditional interior designer or doing it yourself!

We make sure everything works together to create a cohesive look and feel

When you buy furniture and décor a piece at a time, it’s easy (and very common!) to end up with a collection of great stuff that doesn’t actually work together.

What that means is, that although you’ve found and purchased things that you love, they won’t really make your heart sing once they’re in your home because they just don’t work the way you thought they would.

When you work with FURNISHD., you’ll have the unique advantage of being able to see the whole room as it will look once the new furniture and décor is installed, so there are none of those ‘uh oh’ moments once everything has been delivered.

We know where to splurge and where to save

We are experienced, and know our way around a room makeover very well.

That means that we can take your vision and realistic budget, and splurge where it’s needed and save when it’s not.

It means you won’t have to compromise on the look you’re trying to achieve.

If your budget is limited, we know just how to allocate it wisely, to invest in high-quality ‘forever’ pieces that will elevate the whole feel of your room, and complement them with less expensive items to create the look you’re going for.

We can differentiate between essential and nice-to-have items to ensure that your money is spent wisely

It won’t cost you any more than if you purchased independently

Buying your new furniture through FURNISHD. after seeing it in your home thanks to our very handy 3D renders, won’t cost you any more than if you went and bought it all independently. In fact, it may even cost you LESS as we have access to wholesale prices and some amazing discounts for you!

It will also save you a lot of precious time because you won’t have to traipse around hunting for the perfect pieces for your makeover project.

So, what now?

If you’re ready to refresh your home’s interior and you’d like some help to do it, sit down and work out exactly what you can budget for the project, whether it’s one room or the whole house.

Let your FURNISHD. designer know your budget in our survey along with which styles you like, and let us work our magic, allocating your budget in the smartest, most effective way possible to allow you to achieve the interior you’re dreaming of, without blowing your budget.

Ready to get started?

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How Much Does It Cost To Furnish Your House, Really?

As interior designers, budget is a questions we get asked about frequently. Many of our potential clients are as keen as the proverbial mustard to have their home professionally furnished and decorated, but are unsure about how much the whole process can actually cost.

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